In Germany, healthcare is provided through a mix of public hospitals, private clinics, and charitable hospitals, many of which are run by church organizations. Major cities also boast university hospitals that provide specialized care and are often involved in medical research and education. These hospitals are typically associated with medical schools and offer state-of-the-art facilities for both medical care and training future doctors.

When you need hospital care, the usual procedure is to first consult your general practitioner (GP), who will assess your condition and refer you to a hospital if needed. This referral system ensures appropriate care and reduces unnecessary hospital visits. However, in emergencies, you can go directly to the hospital’s emergency department without a referral, and you will be treated immediately. The emergency number to call for assistance is 112.

Regarding the costs of hospital care, if you have statutory health insurance (Gesetzliche Krankenversicherung), your insurance generally covers most expenses, including inpatient care, treatments, and surgeries. However, there may be exceptions, such as charges for private rooms or special services like private nursing care, which are not always covered. Additional services may require extra payment or supplementary private health insurance.

If you have private health insurance, your coverage may be more extensive, often including options for private rooms or access to renowned specialists. However, private health insurance plans vary widely, so it’s important to understand what your plan covers and any potential out-of-pocket expenses, such as co-payments for certain treatments or services. It’s advisable to consult your insurance provider for a clear breakdown of your benefits to avoid unexpected charges, especially for specialized treatments. Having this information in advance ensures you can make informed decisions about your care and costs.

Before your hospital admission, verify with your health insurance provider what costs will be covered, particularly if you need a private room or extra services not included in standard coverage. Hospitals in Germany are transparent about pricing, and many assist patients in understanding what costs will be involved. Being well-informed in advance can help reduce stress during your hospital stay and ensure you are financially prepared. It also allows you to make any necessary adjustments to your insurance coverage before your admission if needed.